The principal types of trades that our current clients are involved in include:
- Property owners and developers
- Food Manufacturing and Distribution (including restaurants)
- Packaging
- Domestic construction
- Metal pressing, plastics and engineering
- Commodities and general traders
- Media
- Contractors
- The Professions (surveyors, accountants), as well as general offices, shops and the like
The areas most clients require insurance protection for include:
- Property Damage
- Business Interruption
- Liabilities:
- Employees for injury (a compulsory requirement)
- Employment disputes
- Warehouse liability
- Professional Advice and Design
- Financial loss
- Products recall, contamination and tamper
- Directors and Officers
- Pension fund trustees
- Pollution and Contamination
- Legal Expenses - Can provide protection against the cost of pursuing legal action against or defending actions under contract, tax and other areas, some of which cross over with certain liability policies but might be of benefit to smaller organisations.
- Motor Vehicles - The various Road Traffic Acts and subsequent EU motor directives which the UK has enacted form the basis of cover required for vehicles used on the “road” as defined and is compulsory
- Life/Healthcare - This area considers Key Man, annual Healthcare, Personal Accident and Travel covers for Directors and staff at home and overseas
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